I
think you are highlighting current trends in automotive engineering/marketing Chris, as opposed to advocating using badly or non-filtered fluid in a high-pressure hydraulic pump.
How many of us would buy a tractor today that did not have a spin-on hydraulic filter ? I'm honestly not sure why we want to tolerate/accept the lack of it our road vehicles ?
Mechanically, I prefer more filtration, ideally with an easy to access filter, as opposed to less/none. If we take the Honda above as an example, yes, the
source of the problem sounds like poor heat managment (gee, when does that ever happen in mechanical systems

) but an easy to access filter
might have meant getting 300k out of the trani, as opposed to having it pack up at 180k.
That's my take on it, but I get that the avg. consumer doesn't pay any attention to maintenance and is the main reason that these zero maintenance "features" have been designed in. Obviously, the manufacturers today don't want you getting 300k+ out of the original trani either.
Recently GM has a big problem with the automatics in some of their CUVs. Well, I guess I should restate that, as they are failing
just outside of warranty, so it's not really GM's problem at that stage. Back to that olde More Power/More Gears/Smaller Design Envelope battle.... yet again.
Even someone with my level of OCD doesn't expect a filter in a (traditional) manual transmission - you're only bathing gears in that casing. There is no high pressure hydraulic pump present, so a plug magnet for the steel particles is good enough.
I recognize the trends you list Chris (both the prevalence, and at least some of the related engineering issues), I just happen to not agree with most of them.
Rgds, D.