I mentioned that I had two estimates for making the trusses. The first company was going to build them to the same size specifications as barnplans.com, but modify them enough to get me my required 120 MPH wind load. While I was there, I also asked them for an estimate for an engineered floor truss. The first thing was that they were not able to get me a clear span at 32' without making the floor trusses extraordinarily deep -- over 24" as I recall. And, as you guessed, they were VERY pricey. However, what they were specifying was not an engineered I-beam, but a floor truss with a top and bottom chord and triangulation in between. The other company gave me something similar, but integrated the floor truss into the roof truss, each gaining strength from the other, with the result that the floor was only 18" thick.
As far as the design software and engineering is concerned, you're absolutely correct, as long as the barnplans.com plans work for you unmodified. In my case, I have to have an engineer stamp them anyway, because of the wind load. So, I have drawn my own plans in TurboCad, using standard stick-built walls and the clear-span trusses. I haven't had an engineer stamp them, yet, but here in Florida, everything has to be stamped by a local engineer. Last Fall's hurricanes and some health problems have thrown me some curves and delayed my construction.