I have posted many post about bearings. I have changed out a great many spindle Assembly's, mainly on Dixie Choppers, and other farm equipment. There is no mystery about bearings, just good old common sense. Most of them have some things in common. A shaft, a bushing on the shaft to help to keep the bearings in place, two bearings, sometimes with a locking collar, and most spindles have a grease fittings, and a nut to tighten the assembly in place. I am thinking the grease fittings are for those people that replace their bearings with open faced bearings, or one sided sealed sealed. These two situations require grease at regular intervals, but try and not over do the grease job. To much grease is bad and will collect dirt and mix it in with the good grease. A lot of the bearings are double sealed. and there is no way to grease them, although some people on TBN say that they insert a needle in the rubber seal and squirt in some grease. When bearings fail, they give little warning. You will hear a high pitched sound, or you will smell hot metal, or feel a vibration. Some times the bearing will wear the spindle housing and make it lop sided, then it's time for a spindle rebuild. The sand here in Florida take a tole on all bearings. If you have a good spindle to measure, you should be able to find some good or better bearings to replace the old ones. Think about what you want to do. If you do not want to grease, install sealed bearings. If you want the option to grease, then, I would suggest single sealed bearings, and install them so that the open side face each other with a sleeve in between them. Then you can lube them at your discretion. It is amazing that some bearings will last forever.
One method to detect early bearing failure is to use one of those infrared heat detectors, and measure the temp on a new spindle assembly and record the temp, and use that as your baseline. Then on a regular basics, take more readings to compare the difference. If you want to go high tech, you can use one of those infrared cameras to detect hot spots.