1*Years ago, a number of people sued some of the mobile home manufacturers and/or delivery/setup companies for removing the wheels and axles, then charging high prices to replace them if the home had to be moved in the future.
2*So I think now you'll find nearly all dealers include in their contracts the fact that the tires, wheels, and axles are NOT included in the price of the mobile home and will be removed when the home is installed.
3* Some insurance companies will not insure a mobile home unless the wheels and axles have been removed,
4*and I learned that some rural utility companies will not provide utilities to a mobile home that still has the wheels and axles under it.
5*More regulations all the time.
Bird
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I've had a Mobile Home dealers license since the year you turned 33.
During those years I have heard every myth rumor and half truth imaginable about the MOBILE HOME INDUSTRY.
Been there done that and have 3 drawers full of tee shirts. LOL
1*This probably happened with doublewides as usually the wheels tires and axles remain with single wides. Anyone would be foolish to purchase a single wide if they weren't permitted to keep the wheels tires and axles
2*I have never done that or required the customer to surrender the wheels tires and axles. Any dealer doing that don't deserve the sale and it should be a red flag for a consumer to walk off the lot.
3*Not exactly correct. Here's how it works, or at least it did with the 2 different insurance companies I was licensed through a couple of different times.
A-Some insures won't insure a MH period with wheels tires and axles or without wheels tires and axles.
B-Some insures will insure them at the higher M.H. rates and it doesn't matter whither they have the wheels tires and axles on them or not.
C-Other insurers insure them at the steeper MH rates if the wheels tires and axles are attached or if you remove them you get the same lower rates that the stick built homes enjoy.
4*Another case of distortion.
Some if not most electric companies provide 2 levels of rates.
A The higher mobile home rate. The MH rate usually requires a larger deposit held over a longer period of time.
B A lower residential rate with a lessor deposit required, that's the same as for any other house.
To qualify for this lower rate the home many be required to meet one or more of these items.
1-The home must remain on the site for a certain length of time before applying for the lower rate.
2 -Some sort of masonry foundation must underpin the home.
3- Wheels tires and axles must be removed.
5*The mobile Home Industry is one of heaviest regulated industries in the country
and the banking and insurance industries are 2 of the most under regulated ones,
I would be far more leary of converting a travel trailer or RV trailer than I would be with using a mobile home.