Never thought about that but a neighbor could borrow a chainsaw, cut himself with it and sue you for all you're worth. An attorney could argue that you knew the risks in operating that chainsaw but with complete disregard for his client's safety, you neglected to inform him or provide him with copy of the owner's manual and provide suitable training. Your attorney argues a six figure settlement is in your best interests to avoid losing a jury trial. You relent and sell enough assets, including your beloved tractor, to come up with the excess over your insurance coverage. But, you and the neighbor stay friends.
In a cruel twist of irony, your neighbor buys a nice cab tractor with new implements with the settlement money but won't loan it to you.
