When y'all say "indoor" units for geothermal, I reckon you mean that the compressor is located in crawl space, basement, etc.? In my case, it'd be the crawlspace since we don't have basements so much in the south. I have been researching geothermal since '02, so I've read a heap about them, and have some sites bookmarked. And, I just had our local geo man who has been in bidness for about 15 years come give me an estimate. Here's what it'd cost me in Columbia County, GA (Augusta area), 1800 sq. ft. house, using current attic ducts, digging long trenches for a yard mess up - $16,000 cold solid lucres! That's after all the state, fed, GA Power rebates and tax credits. Add $5,000 for three 500' drilled holes, which I prefer. If I were younger, I know I'd have it done, but at 66, I don't know if I'll live long enough to get return on money, enough to recover the cost. I'm total electric, even my own excellent well water. Bill last month for keeping house at 73º was $224.00. In winter keeping house at 74º is about 130, but I also use wood heat. I have fibromyalgia mess, so I canno' tolerate extremes with this pain. Geek, you know I've been following your threads, and look forward to your summer report. You use the Water Furnace®? That's what my man recommends.