On that note, my wife has hundreds of unused sick/personal days in her 'bucket'. When people would retire, they'd pay out those sick/personal days. She's been an exemplary employee, only took maternity leave twice and a few days off during covid when she was bed ridden during her 40+ year career there.
Well, corporate just changed the policy that you can only take 80 hours of that time per year now. So, she will now never be able to get those days paid to her unless she stays about 12 more years. She's 62. That'll never happen.
At my old job, I had similar situation. Over the years, any sick days I didn't use got put into 'a bucket' that could be used to cover unpaid sick leave gaps and I'd get anything that was left paid out when I retired.
Then corporate changed the policy in early 2017 and said it had to be used before 2024 as sick days only, and 'the bucket plan' would end. No payout at retirement anymore. My planned retirement year was 2026. So they just took away any chance of me getting those days paid. Then a few months later, they outsourced production and let us all go. I'd get nothing.
A few days later, they let me know that since I had turned 55 in 2016, before the policy change, I was eligible for early retirement instead of just being let go. So I still had a legal claim to that bucket money ( don't ask me how, I have no idea). So I was able to use that bucket money to pay for health insurance for the next 2.5 years. So I did get the money value back out of it. However, anyone that was let go at the same time as I was that was under 55 years old got nothing. That was several dozen people. What a slime-ball move.
Also, it used to be if you were to take a buyout, you'd get 1 week's pay for every year you worked there up to 26 weeks max. It had been like that for 25 years. They changed the policy to only 13 weeks max, and let us all go two weeks later. Grrr....
And this was a family owned and operated business, but the generation of kids running it took on a corporate attitude and that was that.
The thing I learned from my years of loyalty to that family was this... it's a business, no matter how you think they may think of you, it's a business. At the end of the day, you are just an asset.
You owe them nothing but an honest days work for an honest days pay. They paid you for your services. They don't care you never missed a day of work. They don't care if a procedure was never cancelled due to facilities issues. All they care about is if you produce more than you cost them. That's it.
So my advice to you is to use up that accumulated time as fast as you can, because at any time, they can change the policy and you may never get it all back, if any of it.