You're getting a lot of great advice and it sounds like you're listening to some very experienced people on the boards. The only mistake IMO you made when purchasing was not getting the loader....Oh well..... As someone said get the loader installed on your existing tractor and put it to work. If....after a few years you will know more about what your needs are and then either upgrade or pick up something to fill the need. That's pretty much what I'm doing. As I've said I have the 5103 with FEL and the 14.9x24 rear tires. So far I has done everything I've asked of it. If I was to do it over only two things I'd change. I'd have gone with more HP (only because I'd want it) and the wider 16.9x24 tires for better traction and less compaction. I'm in the process of moving to a larger piece of property myself (40ac) and it has a spring that runs through the center of the property. For the task of redirecting the water flow to allow more of the property to dry out I'll use either my boxblade and if that doesn't work I'll rent a backhoe for a week (although I want a bachoe of my own).
Good luck.
Thanks.....reading the old post on this forum is very informative. I can't stop reading.
I think the new tractor (trade) may be out of the question. I just got back the numbers on trading for the 5045E or the 5055E. Both of which would more than double my 0% tractor payment now. And that's with loosing my $1100 on the trade. The trade difference for the 5055E is $14,750--little less for the 5045E. The trade may be the best thing to do, but my finances may not allow it. Also, the need for the 4wd has not been justified, yet. This could be an expensive experiment. Bottom line: I'm going to pay around $10,000 for a 4wd tractor (trade in). The loader is $4700 either way.
So, now that I'm about 90% sure I am not getting the 4wd, I'm back to the idea of adding the loader to my 2wd (like a few have suggested). Also been thinking about trying to get the wider tires, but I'm probably going to pay big time for them and the outcome would is not known. That would help with the traction I suppose. Or, adding weight to the tires I have, which seem to be pretty narrow (factory tires). What would be best? Added wgt to the narrow tires or getting the bigger tires? I know, I know...keep adding stuff and in the end the cost would be up to where the 4wd would cost.
thanks, jed