Looking at the panel inside building, i would consider this to fall under the old definition of a subpanel from years ago. In the past, subpanels were fed by 3 wires from main panel, and at the subpanel we drove 1 or 2 ground rods and attached that ground wire and the neutral to same neutral buss. Then attached all grounds and neutrals to same buss.
this method has not been allowed for some time. Nowdays you have to feed a subpanel with 4 wires from main panel, and keep neutral and ground separated in subpanel, with neutral buss isolated from ground.
there are millions upon millions of these panels still in use with no issues. I say drive a couple of ground rods and run a continuous #6 bare from neutral bus to both ground rods.
even when we do repairs to these older systems, electrical inspectors dont require us to repull 4 wire feeds. The panels just have to meet codes used at time panel was installed. Now if we replace panel, we have to upgrade to 4 wire runs between panels.
i also think charger just failed. Since i switched to Gallagher chargers, never had any more issues. I would think a lightning strike would have burnt up charger…a black smoldering mess of junk would have remained.