Home warranties, and vehicle warranties have share the same language. Restrictions and exclusions apply.
There was a lady they did a special on the news. She had Choice home warranty. Even though her plan stated they covered water heater replacement . Choice denied the claim.
After the news got involved. Choice agreed to give the woman $500.00 toward the water heater replacement.
My thoughts were. A water heater is probably $800.00 plus paying for an install. She will be out at least $1300.00 out of her own pocket, even though she had a warranty that stated they would cover it.
A guy that lives up the road had a well pump go out. He called his home warranty. They told him they didn't have a provider in his area. Told him to call someone, pay them and summit the bill and they would review the charges before sending him a check !
Those that have had good luck with an extended warranty can consider yourselves very lucky, as there are hundreds more that aren't