I got in on this thread late, but here's my 2 cents worth. First, I agree with the guys with older or lesser equiped pickups, IF you're only going to use it around the place or for nothing but physical work type work. I've never been able to do that though, unless it was back when I had an expensive car to use in my business too. When I got down to only having one vehicle, I figured I'd combine and have the best of both worlds. A 4 wheel drive pickup, loaded to the max, with leather, crewcab, auto this and auto that. My trucks have even had the woodgrain dashes now for the last three.
You see, not only do I use it around my place hauling whatever, but I also use it to go call on and entertain clients for lunch and dinner too. Right now, I'm driving an 05 F-150 crewcab, King Ranch, 4X4, with every option available on an 05. (moonroof, heated seats etc) I've got the bed spayed with LineX , colormatched to the Arizona Beigh bottom color, and had the bug shield sprayed with the color coordinated LineX too so it matched. I've had a number of clients remark how beautiful that KR interior is, and how good looking the truck is generally inside with the console auto stick shifter, woodgrain etc. Some even compared it to a Mercedes. Oh, and when working my truck, I put it through some rough stuff too.
Again, if I could get away with something less fancy, I honestly probably wouldn't now that I've gotten used to the fancy trucks, but the fancy sure can serve a business/financial purpose too, if you have a need for it.