First Home

[JMER817]

Go to realtor.com and do your own market analysis. Make sure to hire a home inspector. A title company will have all the paperwork required along with some assistance in filling it out. Great time to buy a home. Interest rates are still low.

 

[JMER817]

Not sure what you have for down payment, but banks will want 20% down with some depending on your credit will go down to 15% but you will pay PMI insurance. You can also possibly get a FHA loan which requires only 3% down but again you will have to pay PMI insurance. You can also ask the seller for seller concessions where you pay (finance) a little more but the seller gives you cash back at closing.