I'm really new to this. I posted a few days ago and yall made some good suggestions and talk me into the L3130 with the LA 723 loader. I went to the local dealer and ask for a price on a "L3130 HST with a LA 723 loader". He gave me a price but then I see discussions in other threads on here about the quick disconnect on the 723. Is this the way the 723 comes or is this an option? I also see topics on different bucket sizes. What I'm getting at is, what questions should I be asking the dealer? I just ask for the price on these two items and he gave them to me. Is there something he's not telling me or am I just too dumb to know what questions to ask? Exactly what is he probably quoting me with just my one question? The quote was $13,904 for the L3130HST and $3,823 for the LA723. Thanks in advance for all the help.