Well stated Billc. Nothing at all wrong with gears, shuttle shift has made them so easy to use. On some tractors, I'll leave their names out so that you can figure out that I'm talking about blue and green ones, the HST is not nearly as smooth or quiet as the HST on the Kubotas. In that respect, the gear tractors may have an advantage over HST with the nameless, brands that are green and blue. But with Kubota, when HST is available, I would most definitely go for it. Ease of use for beginners, safety for all, and the speed loader advantage make it a must. Rat...