In a way, it's like buying a horse. Most non-horsey folks are surprised when they find out how little it actually costs to buy the average saddle horse.
They think the whole "horses are for them as what has money" adage is a wive's tale. So, they go out and buy a horse, thinking "Well, if that's all it costs, we should have at least two.."
Then the farrier shows up, and the vet, and the hay arrives for the winter. Then it's time to repair or build fence, then they want their own barn, which of course means you have to have a riding arena, then an indoor arena for the rainy wet days. A truck with a trailer is pretty much mandatory in the horse world, and it's "gotta be a diesel 4x4 crew cab", the trailer really should have living quarters too.
And finally, I guess we need a tractor to keep the property up. Did I mention we need about 20 acres in the country, with room for all this? And it has to be at least 30 miles from work, to really get the country feeling..
So, a tractor with at least 8 implements, including bush hog, bale spear, rear blade, plow, harrows, post hole digger, etc.
I'm living this life.. actually I think I'm along for the ride. I wouldn't trade it for the world I knew before either. And you really don't need any more money to do it, you just have to allocate it differently.
So, next time someone expresses surprise at "how cheap that horse is", just remind yourself that like an iceberg, you're only seeing the part that's above the water.
Sean