HIT BY A GOLF BALL

[MossRoad]

Actually the golf course is at fault if it sets up a hole that forces player to hit towards the road. They need to place a fence up to protect people. Next time, the accident may be more serious.

Unless the guy hooked or sliced it, then it's not the golf course's fault.

 

[Sigarms]

Actually the golf course is at fault if it sets up a hole that forces player to hit towards the road. They need to place a fence up to protect people. Next time, the accident may be more serious.

But it the Lion's club and they do good deeds in the community!

After re reading the OP's post, the OP's insurance told him to turn the claim into the golf course, and the OP is getting the run around.

But... the Lion's club does good deeds in the community and they would never try to blow something off that they consider a pain in the butt would they?

Needless to say, I'm being sarcastic about the Lion's clue as to giving them the benifit of the doubt. Nail the Lion's club to their responsibilty if they want to run a local park with a gold course.

What the Lions club should of done was inform the OP that since everything was documented that the OP's truck was indeed hit by someone at their Golf Course, the Lion's Club insurance should handle it.

 

[polo1665]

I saw this happen at a local golf course here in Ohio. Was informed that the home owner's insurance of the person who hit the ball had to take care of it. Not sure how that works, but apparently that's how it goes in Ohio.

 

[NorTracNY]

In NY, the golf club's insurance handles anything like this. Whether it's one players ball hitting another player or damaging property off the course. No one would live near a golf course if the course wasn't paying for the damage. Players are told not to investigate if their ball did damage to a house nearby, and the home owner isn't expected to be watching their house 24/7. Don't go through your insurance company. I wouldn't be surprised if just calling your insurance company hasn't caused your vehicle to be listed as being in an accident!

 

[dlctcg]

I also would be careful; depending on you state insurance laws, even a No Fault Claim will stay on your insurance record here in CT (Oh, & how I know this). So when shopping around for insurance they will ask if you have had any accidents or CLAIMS in the past 36 months (it will show up); & that will affect your quotes on pricing (again here in CT). I would definitely try & get the Loin's Club to come good on this; as this incident was of no fault of your own. It's not about the $250 (well it is...) but if it affects your insurance claims record for the next 3yrs for something you did cause... I would be after them to come good on it.

 

[5030]

I'm guessing the golf course itself is not at fault, the person that hit the ball is the at-fault party. Give that person's name to your insurance company and they can go after that person after they pay to have your truck repaired.

Which they will. Insurance companies routinely do that. Pay the 250 and don't pass the place again.

 

[jmc]

So if you're driving past a highway mower and get hit by flying debris, do you go back and flag down the driver? This must happen a lot.

 

[kf4uda]

As others have stated, I would let your insurance work it out. I always refuse to talk with the other party's insurance other than giving them the name and number of my insurance agent. I always call up my insurance and let them handle it. So far this method has worked well for me with the few incidences that I have had.

 

[hawkeye08]

Hope it works out for you, sorry it happened. Glad you were not injured.

 

[CobyRupert]

Any state where a car driver has to turn around, somehow identify which hole it came from, get onto the greens, identify the group that was playing that hole, confront them, and then get one of them to admit they were the hitter is crazy.
You'd get more "run around" than OP is getting from the Lion's Club!