thekkfan
Gold Member
What am I missing? Either the Lion's Club Insurance or comp on your vehicle - not collision!
HIT BY A GOLF BALL
- Thread starter Jimmy Joe
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Thomas
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" Insurance said they would fix it but I would have to pay my $250 deductible."
If was me I wouldn't pay it,Loins Club or person who cause the damage.
If was me I wouldn't pay it,Loins Club or person who cause the damage.
Industrial Toys
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Time is always your enemy when it comes to stuff like this. A girl parking next to me at my apartment damaged my freshly painted car, while she was parking. Perfect match for paint on her car. She confessed and agreed to pay for damage. Then nothing. Then denial, that she ever did it.
Somehow you have to get something in writing, right away, and document everything. My incident was many years ago. Cell pictures and an audio recording of her confessing, would be good.
BUT, then if it goes to court, ordering a party to pay and actually having them pay are two different matters again.
Somehow you have to get something in writing, right away, and document everything. My incident was many years ago. Cell pictures and an audio recording of her confessing, would be good.
BUT, then if it goes to court, ordering a party to pay and actually having them pay are two different matters again.
radios1
Elite Member
look at the last post here, by a Lawyer.. Is the golf course responsible if a golf ball damages a car driving on a public road? | Lawyers.com
95XL883
Gold Member
Two comments.
First, what some others have said. Since the course is giving you the run around go through your insurance. State Farm has told me something like this does not affect my rates. It will take awhile but they will get the whole thing covered and send you your deductible. At least State Farm does.
Second, some attorneys are slime balls and deliberately delay figuring if they delay long enough they won’t have to pay at all. In that case, definitely file with your insurance. He won’t be able to ignore as they have attorneys who will go after the course.
A third thing, (I know I said two comments). After you file with your company, the other insurance company, maybe even the course or lawyer, may contact you. Be civil but They are trying to avoid paying or cutting what they do pay. My response was always talk to my insurance and I would not get dragged into saying anything more.
First, what some others have said. Since the course is giving you the run around go through your insurance. State Farm has told me something like this does not affect my rates. It will take awhile but they will get the whole thing covered and send you your deductible. At least State Farm does.
Second, some attorneys are slime balls and deliberately delay figuring if they delay long enough they won’t have to pay at all. In that case, definitely file with your insurance. He won’t be able to ignore as they have attorneys who will go after the course.
A third thing, (I know I said two comments). After you file with your company, the other insurance company, maybe even the course or lawyer, may contact you. Be civil but They are trying to avoid paying or cutting what they do pay. My response was always talk to my insurance and I would not get dragged into saying anything more.
OP
Jimmy Joe
Gold Member
Wow a lot of responses in 24 hours first of all thanks to all. I tried one last time to contact the lawyer but he was just leaving for court the secretary said she would have him call. I believe her as I remember her and she me from high school too many years ago. But guess what no call so I left a message with my insurance company and will go whatever route they recommend but I hope the coarse has to pay eventually because of the design. That ball could have come through the drivers window as that was the side it hit on if I were going a bit slower.
radios1
Elite Member
just imagine someone on a Bicycle or Motorcycle, they may get killed by that!.. the Golf Course has a responsibility to prevent balls from causing injuries as I have posted the link to a Lawyers opinion on this..
MossRoad
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Look at all the others posts in that thread that have different opinions than the last one. A majority of them think the golfer, not the golf course, is the responsible party.
skipperbrown
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Pay the deductible and get your new truck fixed. Your insurance company should subjugate the claim to the golf course's insurance company for payment. Once paid, they should reimburse you. At least that is the way it is supposed to work.