^^ Because I want to be able to draw water out. The plan is to set a 6-8" pipe down the center and surround it with rock. The bottom few feet of the pipe would be perforated to allow water in but not rock. I'll drop a shallow well point in the pipe, so I don't want mud or sand in there. The cistern is old, cracked and leaking, so rainwater settles int to it. I need to be able to pump that rain water out to keep the surrounding ground dry. If it gets full and seeps out, I have a giant muddy mess next to the house.
That will also give me an emergency water supply in some sort of disaster, though it will require boiling or other treatment.
So, why fill it at all? Because it's cracked and I don't want to risk it falling in on itself.
Rock will prevent collapse, but allow water collection.