If you spent less time praying to some fictional sky guy and more time dealing with the real world, life might be easier. While the rest of the country makes realistic preparations for disasters, southerners seem to think chanting mystical slogans is going to save them. Houston is the poster child for urban sprawl. It's over 600 square miles, much of it concrete, buildings or pavement. They have some bayous to dispose of flood water, and as a backup plan the freeways are supposed to turn into rivers, but that's the extent of their flood planning. That's why nobody wanted people evacuating Houston. Hundreds of thousands of people would have drowned when the freeways turned into rivers. You are quite correct that Louisiana is even stupider than Texas. They didn't even have a statewide building code until after Katrina. However, engineers have been telling Houston to tighten up its flood control and flood codes for decades, and developers have blocked it because it would cost them money. Of course, people who build in flood plains don't care what happens to the property after they sell it, they just want the most money they can scam people out of. Just like Katrina and Sandy, the taxpayer will get stuck with the bill for Texan lack of responsibility. I'm all for disaster relief loans, as long as people have to pay the money back. Maybe you forgot about the grifters in NOLA who scammed FEMA for over a million dollars apiece for nothing? It won't take a week for crooks to come crawling out of the pond slime. Disaster relief loans should be the same as student loans; not even bankruptcy can get you out from under them. You want to remodel your house on the federal dime? That's going to cost you two nickels.
