I was snookered!

[ddavis317]

Hello, jstpssng, so do u still have this Curtis cab? Would it fit a Ford 3000?

 

[RB5]

As everyone else does I get lots of spam calls. They like to spoof the local school district. Most of the time Ignore the calls I don't recognize or press speaker twice so I don't hear it ring then it hangs up. Every now and then when I am in one of those moods I answer and yank their chain. One time I got a call trying to sell me a car warranty with an Indian accent. I told them I was looking for a warranty for my car. They asked what it was, and I told them it is a 1964 Corvair. I only got out the 1964 before they hung up.

 

[jyoutz]

I've never purchased anything via Craig's List or anything like that. I sold a rear blade - years ago - thru a simple ad in the newspaper. Fellow showed up with cash in hand. And - NO - I don't have one of those scanners for fake cash. I don't really think we are sophisticated enough around these parts for fake cash.

And for sure - I never see implements for sale around these parts. At least, not Class 2 implements. Class 4 or 5 or bigger - yes.

I sell a lot of things through Craigslist. But I always post my rules and don’t respond to requests that want something different. My rules: in person sales with cash only.

 

[jyoutz]

I had my CC compromised about 5 years ago. It peeved me because it happened when I went down to visit my father while he was in the nursing home, and they must have skimmed it when I got gas. I checked my account when I got home that night but somehow missed the charge for a $90 gift card to Macy’s. I did see it the next day but by then the card had been spent.

I’ve always wondered at the amount. Presumably that’s below where most people get a notification from the bank. I have also wondered how many people don’t even notice something like that, and if they tried to use my card again.

If you contact your bank, they will do an investigation then credit you back those funds and issue you a new card.

 

[jyoutz]

NEVER use a debit card for anything, other than an emergency ATM visit. Money gets stolen from that, and it's your money. With a credit card, you have limited liability (usually $0 - $50).

Our banks must be different. I’ve had my debit card scammed a couple of times over the years. Each time I called the bank, and they credited my account for the scammed amount, then issued me a new card.

 

[WinterDeere]

Our banks must be different. I’ve had my debit card scammed a couple of times over the years. Each time I called the bank, and they credited my account for the scammed amount, then issued me a new card.

It's also possible the rules have changed. I'm basing my statement on what I was told when they handed me my first debit card, probably 30+ years ago now.

But I'd still be concerned, as the bank already has my money, whereas the credit card company doesn't. Possession may not really be 9/10 of the law, but it does affect how I sleep at night, while things get sorted out.

 

[RSKY]

We lost my mother and father-in-law last year. During their last year or so we had to answer every single phone call we received as we got calls from everywhere about supplies we needed. What bothered me was my phone would label some of the calls 'potential spam'. And they would be from Medicare or a medical equipment supplier that I really needed to talk to. It has been over a year now and we have weeded out and blocked many numbers and our spam calls are down to only a few each month.

 

[Mudfarmer]

Sometimes..... A couple of years ago when my wife who is a year older than me signed up for Social Security, within a month I got a phone from Social Security asking me if I wanted to sign up for spousal benefits. Being the sophisticate I am, I immediately figured it was a scam and hung up. A couple of weeks later I read an AARP article explaining that I was indeed eligible for that benefit. I called SS back and got it set up. So occasionally phone calls are legit - go figure.

 

[Oaktree]

It's also possible the rules have changed. I'm basing my statement on what I was told when they handed me my first debit card, probably 30+ years ago now.

I did some Googling and came up with this:

Liability for Fraudulent Charges​

Federal law limits your liability for fraudulent charges using your debit card to $50. To take advantage of this law, you must report the fraudulent charges within two business days of the charge. After two business days, your liability goes up to $500. If you do not report the theft for more than 60 days after receiving your statement, the bank has no obligation to refund your money at all.

 

[Jstpssng]

If you contact your bank, they will do an investigation then credit you back those funds and issue you a new card.

I did.

It's also possible the rules have changed. I'm basing my statement on what I was told when they handed me my first debit card, probably 30+ years ago now.

But I'd still be concerned, as the bank already has my money, whereas the credit card company doesn't. Possession may not really be 9/10 of the law, but it does affect how I sleep at night, while things get sorted out.

I don't know about rule changes. Yet about 15 years ago a friend had money charged against her debit card from a Sears down in Florida. She's never been to Florida. Once the CU started investigating they found that somebody at the Florida store had manually entered the wrong card number for a purchase. It just happened to be her card number. With the help of a bank officer she eventually received a check from Sears for the amount of the error. However, she still had to cover an even larger amount in overdraft fees which were not her fault; Sears refused to come good on them, and the CU wouldn't waive them.