Insurance Insurance for my BX23?

[Tollster]

I have an 04 BX23 we want to take to our property and leave it there for about 2-3 weeks a year max, the property is unimproved consisting of 13 acres or very rural land. I would like to get some insurance on it to protect against vandalism. Where can I find something like that for a reasonable cost?

I tried putting it on my homeowners, ever as a separate rider, they claim they don't have a category for farm tractors, but have one for boats, quads and such. They could only offer me a commercial policy, which I was quick to say no to.

My tractor sees little usage, I have 304 hours total on the unit as of yesterday.
Thanks
~Tol

 

[amaxwell]

I have an 04 BX23 we want to take to our property and leave it there for about 2-3 weeks a year max, the property is unimproved consisting of 13 acres or very rural land. I would like to get some insurance on it to protect against vandalism. Where can I find something like that for a reasonable cost?

I tried putting it on my homeowners, ever as a separate rider, they claim they don't have a category for farm tractors, but have one for boats, quads and such. They could only offer me a commercial policy, which I was quick to say no to.

My tractor sees little usage, I have 304 hours total on the unit as of yesterday.
Thanks
~Tol

My tractor is covered by an ( inland marine ) policy with State Farm.

 

[J F]

If you haven't already done so Tol, you may want to read this: http://www.tractorbynet.com/forums/...80-ktac-insurance-agency-kubota-endorsed.html

And a bunch more:

https://www.google.com/search?q=KTA...s=org.mozilla:en-US:official&client=firefox-a

 

[unbidden]

As mentioned, look into KTAC; also if you switch your home-owners over to an Ins company that specializes in farm, you can get a rider on the tractor. We are insured by KTAC but i also have the option to insure through Farm Family Ins.

 

[Tollster]

Thanks, I went with KTAC and its 168.00 a year to be worry free.
thanks for all the replies,
~Tol

As mentioned, look into KTAC; also if you switch your home-owners over to an Ins company that specializes in farm, you can get a rider on the tractor. We are insured by KTAC but i also have the option to insure through Farm Family Ins.