?Insurance?

sweettractors · Mar 15, 2004

I think you will get good coverage at resonable rates with Agricredit--Most of our customers go with them on New Kioti Tractor deals and have had no complaints--Ken Sweet
Sweet Farm Equipment LLC *Over 1000 pieces of new and refurbished equipment*

TomK · Mar 16, 2004

I talked to my Ins. Agent yesterday about my new 3054XS (pick it up this week /forums/images/graemlins/smile.gif) and he said I was covered under my home owners policy for theft and damage as long as the tractor is on my property. If I take it to my neighbors and tear up something I'm not covered for liability.

GerardC · Mar 16, 2004

Just spoke to my insurance agent. I was told that I AM covered under my homeowners policy 100% as long as it is ON MY PROPERTY and is for personal use only. Guess the neighbors will have to add "KIOTI" to their wish list.

mathey · Mar 16, 2004

double check with Agricredit to make sure your Homeowners policy covers what they require, as i recall, they were pretty explicit in their requirements, but I may be just plain wrong /forums/images/graemlins/grin.gif

GerardC · Mar 16, 2004

I think I'll just go with Ag's insurance. Insurance companies always seem to find a loophole somewhere, i.e.homeowners. If it's incorporated into the loan, it's only a few $'s extra to the payment and I'll know I got the coverage they want.

KiotiJohn · Mar 17, 2004

</font><font color="blue" class="small">( double check with Agricredit to make sure your Homeowners policy covers what they require, as i recall, they were pretty explicit in their requirements, but I may be just plain wrong )</font> I believe Agricredit requires insurance that covers the tractor off-property, so I just went with their insurance. Many providers will cover off-property for homeowner's insurance, many won't. Always best to talk with your agent. John

jimb1724 · Mar 17, 2004

good information... i am hoping to pick up a machine in the near future and didn't give much thought to insurance.... especially if i go of property to help the neighbors with some work.... thankyou all..... now i have more research to do...

jim b

TomK · Mar 18, 2004

I picked up my XS yesterday and the dealer just needed my Agent information and policy number. Agcredit will contract my agent to verify and that should be it. I don't plan on using my rig off my property unless my kids buy a new house or something like that.

KiotiJohn · Mar 18, 2004

Congratulations Tom. I'm surprised you didn't tell us how you've already used it!! Surely you've been out in the seat? Come on, GIVE with the tales and pics! /forums/images/graemlins/grin.gif LOL John