Consider this: my neighbors a few doors down had a situation where a lightning strike shorted one leg of the 240v to the neutral underground. Lights became very bright, smoke from wall receptacles and after a short while, the entire house burned unto the basement. Because of the insurance delay, water in the basement froze and cracked and split the foundation. If the power had burned itself a disconnect, how would a standby generator without a neutral opening transfer switch reacted to this?
The reason I asked is because a few months ago, I had a 7600v underground line going from a pole to my on the ground transformer burn out and shorted to earth. If it had shorted to a neutral, my house could have been burned. The talk of neutral disconnect is new to this semi-annual discussion.
BTW; the DTE guys showed up here at 10 pm. used a 'thumper' to locate the short, dug it up spliced in a patch and restored power by 1:00 a.m. !
View attachment 588006
Meanwhile, there is a new device on the market that goes between the meter housing and the backing plate to be used for a home generator connection. What's your opinion of this technique?