I got in some seat time.
After spending a couple of evenings mostly checking everything over, I got in a little seat time. Did some light bush hogging and a little dirt moving. The tractor rides nice and seems MUCH more stable than my Belarus that has a freakishly high seat mount. The ergonomics are decent and the gear selections available work out nice. I especially like bush hogging with the 1000RPM gear and running the engine at about 1100RPM. I ran mostly in 2 high. When the terrain got rough depending on severity I could shift to either 2 Low or 1 high with a straight throw of the respective shifter - very nice. The shifting does have the new tractor roughness. Of course position control of the 3-point is much better than the momentary control on my Belarus. I was able to push the lift arms down to hook up with no problem. Braking is excellent - another big help in manuvering over rough terrain. The quality and power of the loader are very nice.
Overall it seems to be an excellent tractor for my needs. Pretty much what I expected both in fit & finish and performance based on what I have read here and on the other forums. My heartfelt thanks to all contributers.
I am also quite satisfied with the dealer. He may not have torqued every nut and bolt but everything was assembled correctly. He had the tractor I wanted at what I felt was a very good price and he offered prompt and convenient delivery. He has been available to talk every time I called so far and he gives straight answers.
When I shopped around, the basic tractors in the 40+hp range from any country but China seemed to start at around $20k w/loader. The only one I actually test drove was the NH TC40 at Tarheel Tractor - 15 minutes from here. It was a real nice unit (in the parking lot anyhow) but the price of 20,500 did not include sunshade or rear remotes. That would have been another $1500 or so. Kubota had about the same deal. The tractors from Korea and India were in the same range. Some look like nice units, some are "no heavier than a popcorn fart"
The Kamas seemed a little scarce with EPA and all so I was looking at the Fotons. My dealer seemed to have a nice package -an FT404 with 8x8 shuttle at $14700 w/ Koyker 190 loader. Then I saw he had the KM554 for $300 more and I jumped on it. Lots more power and a beefier 3-point, similar features but supposedly not quite as polished.
I've driven quite a few tractors starting from my teens - Intl. 300, M,W-6, 706, 856. Brand new White 2-85, Leyland, Fords, John Deeres, and of course my Belarus. I like a gear transmission - I want to know what I've got when I let out the clutch. I like strong hydraulics. I'm not a big fan of plastic on a tractor.
I like my Kama.
I hope I didn't get too boring here -
Brad