Jim, as a Kioti CK20HST owner, I can tell you it's a great tractor. Given it's size and weight, it will hold up to all that you want to do and then some. It's been my experience, and I've read here that it's others' experience that they ALWAYS find plenty of other uses for their tractors that they hadn't at first realized. If you buy the Kioti, buy it with someone elses BH as the bucket for Kioti comes with welded teeth. I don't know if Woods is yet making one for that model, but they sure make good backhoes for other Kioti models and I think they all have pinned on teeth. Of course, I have the Kioti BH and don't find the welded teeth to be a problem at all and I can get a pretty smooth bottom even with them on. As for single cylinder loaders, I've never liked them. I like the evenness of one on each side, each giving support to the outer parts of the bucket rather than only in the middle. I'm sure there are people out there that will say it's not a problem to them, so it's like all else, a subjective opinion and You'll have to decide. As far as sub-cuts go, I'd go with the Kubota over the Massey as the Massey was only designed to compete with the originator, Kubota, for that SCUT market, and I think the Kubota is better overall. If you buy new, don't plan to sell it too soon or you'll lose out to someone else who wants that new tractor and the great financing for a little more than you'll think your "newer used" tractor should be worth. Keep us "posted." John