A few posts back someone noted to not believe everything we read -- talking about open loop systems decreasing the life of the heat pump.
I sell heat pumps for the leading manufacturer of water source heat pumps (Climatemaster -- wasn't going to mention the name but Water Furnace has been mentioned numerous times). So the suggestion that i only believe what i read is ridiculous.
I get calls by the boatload for replacement of old units. 98% of water source heat pumps that have to be replaced with less than 15 years of service is due to a bad refrigerant to water coil (the heat exchanger) from an open loop system.
As a salesman for heat pumps, logically i would want them to fail so i could sell more, but we try to do right by our customers and STRONGLY AND REPEATEDLY suggest that they consider a closed loop to make sure the heat pump gives them the 20 to 25 years of service we routinely see.
In reality i don't care what system its attached to -- boiler/tower, ground source (vertical or horizontal, open or closed), surface water, etc. I do know what the units react to and what is best for them.
What i think people shouldn't believe is a contractor who says "i've been doing it this way for XXX years". What does that prove? He could be doing wrong for 15 years and in the 16th year the crap might hit the fan. And are people calling him back 6 and 7 years later when problems crop up? They're probably going elsewhere.
The shocking thing -- any mechanical contractor that knows anything, knows as a rule of thumb, pumping untreated water (or air) into any plumbing or HVAC system requires special consideration. They may not know exactly what to do, but they at least know they have to go find an answer on how to properly deal with it.
And back to the issue of the heat exchanger -- i am sure you are aware that the water coil is a tightly coiled copper loop , and i am sure you know that when you pump into a coil like that the fluid friction loss is greatest on the outside edge of the tube wall, and that the minerals (there is more than just calcium) will abrade the tube walls.
I just replaced an open loop system unit a few months back -- it was 6 years old and there were holes forming in the copper loop.
I could go on all night about various systems, efficiencies, geographical differences/considerations but i was trying to be brief in my previous post.
I will state finally and emphatically --- an open loop system will decrease the operating life of the unit. (efficiencies, though are a different story)