daugen
Epic Contributor
the first place to ask is your insurance agent, to find out what comp/collision symbol they will apply to the new trucks.
My Suburban and my late wife's Cadillac XTS were about the same price to us, or within a couple grand.
The insurance was 50% more on the Cadillac because everything was complicated, the electronics were seriously expensive, and the front end sure
looked like it would crumple fast. The real point is the Suburban was 50% less, because the construction was so well known and relatively simple.
In other words, two $40K trucks could have very different insurance premiums charged. However, look around, Ram has air suspension, and other complications, Ford and Chevy are duking it out for most complicated infotainment. It all costs money to repair, and up goes the insurance.
My Suburban and my late wife's Cadillac XTS were about the same price to us, or within a couple grand.
The insurance was 50% more on the Cadillac because everything was complicated, the electronics were seriously expensive, and the front end sure
looked like it would crumple fast. The real point is the Suburban was 50% less, because the construction was so well known and relatively simple.
In other words, two $40K trucks could have very different insurance premiums charged. However, look around, Ram has air suspension, and other complications, Ford and Chevy are duking it out for most complicated infotainment. It all costs money to repair, and up goes the insurance.