Agvg - "But do they not build 3 phase in new areas? must give a very heavy load on that singel phase that feeds an area? "
Transmission to local areas uses 3 phase, then individual transformers at each house (up to 2 or 3 houses) - these transformers use ONE of the three phases and ground for primary windings, which are properly ratioed (wound) so their secondary windings provide 2 outputs - those outputs are each 120 volts relative to earth ground, but are 180 deg. out of phase with each other -
That way either output to ground gives 120 volts rms but using BOTH legs of that feed gives 240 volts rms.
Neutral (needed for return in 120 VAC circuits) is achieved using a SEPARATE line that ties to earth
ground - this lets 120 VAC outlets have a separate earth SAFETY ground which draws ZERO current
during normal use, and the "neutral" leg, which (in normal operation) has the same current flowing as
the "hot" wire, in order to complete the circuit.
For 240 volt use, older circuits did NOT use a "neutral" but only two 120 VAC "hot" wires (240 VAC across them because they're
180 deg. out of phase) and a SAFETY ground, which shouldn't draw ANY
current -
Newer devices that need 240 volts often have electronics that want 120 VAC - these get a 4-wire plug. This plug has both 120
VAC "phases" to get 240 VAC, the SAFETY ground, AND a NEUTRAL - that
NEUTRAL wire is used for a RETURN line for any 120 VAC circuits in the device being powered, and will
have the same current flowing as whichever "leg" of the connection is supplying the 120 VAC portion of
the device, PLUS the current that is being drawn for the 240 VAC portion of the device -
Typically this results in one leg of a 240 VAC circuit (clothes dryer, water heater, cooking stove,etc)drawing maybe 1 or 2 amps more than the other leg.
Typical semi-local transmission comes in on 3-phase, 10,000 volt lines, and overall load is balanced by
using a different phase of that 10KVAC for each successive "customer" - individual transformers then
step their SINGLE phase down to 240 VAC - That secondary winding is center-tapped, the center tap is
GROUNDED, so you get two "out of phase" 120 volt feeds.
So YES, 3-phase is available in pretty much ALL areas - but power companies don't do anything for free, and transformers and wire aren't free either - so it's rare and expensive to find 3-phase power (to an
end-user) anywhere but a farm or industrial site here.
Clear as mud??!?

... Steve