I wish I could live with it messed up and pocket some money but I can't live with it that way. This is my daily driver plus I really don't think my work would like it much. I get an allowance for the truck, while they can't tell me what to drive I don't think they would like me driving around a beat up truck representing the company. So the bed gets fixed or replaced.
I'm not sure, but I think having a flatbed, and maybe a service body too, raises your insurance rates. Just something to consider. With 2 foot bed rails on my regular bed, I can haul a lot more wood than my buddy's flatbed, but like was mentioned above, if you're loading and unloading with forks, they can be slick.