Here we go again.Is Kubota 0% really 0%. Some times it is and currently it isn't. It has been in the past and it may one day be so again. About a year or so ago Kubota started giving a rebate/discount for cash. Prior to that the price was the same for cash or finance. The rebate/discount was/is a different amount for different models. On some models the true interest rate was/is like 1 or 2% or less so it became not a true 0% but it beat almost any other financing available. I took Kubotas 0% always when it was the true 0% and still take it now that it's not because I use the money I get back (from equity in trade in) to pay off higher interest loans (cars/trucks).
I sleep well at night while Kubota removes money monthly from my checking account (I never have to do anything, they just do it, course I do have to go to the trouble of writing the deduction in my check book ledger) and eventually they stop doing it while I have toys, I mean Kubotas to enjoy before I die or get so old I won't be able to use them. My Grands can use my Kubotas when I die or they can work like I have and buy their own, which will probably make them appreciate them more like I do.:cool2:
Those that can't sleep at night owing money.....then save your money and pay cash but with prices continuing to rise don't believe your actually saving money while you wait years to buy that machine to save your back and make life a bit more enjoyable.
Do what you want and makes you happy but leave us borrowers to our style of living and we'll wave at you when we drive by on our financed Kubotas as you walk or dig the ground with a shovel or wait to do the work in another year or two or 3 or nine.
One other reminder. Your local Kubota dealer doesn't own most of those new Kubotas. They are owned by Kubota unlike cars at car dealers. Usually new models are higher and the older model is still the same price with an occassional discount sent down from Kubota to the dealer if there are to many of the older models in Kubotas network, not the local dealers lot. Thinking a local dealer is going to do a distress deal.....well, it's not their decision. Dealer gets told the cost of the machine by Kubota and the dealer then gets to decide how much profit they are willing to take. All dealers get the same price from Kubota. Bigger or smaller dealers don't get them for more or less.
Here we go again.
I sleep well at night while Kubota removes money monthly from my checking account (I never have to do anything, they just do it, course I do have to go to the trouble of writing the deduction in my check book ledger) and eventually they stop doing it while I have toys, I mean Kubotas to enjoy before I die or get so old I won't be able to use them. My Grands can use my Kubotas when I die or they can work like I have and buy their own, which will probably make them appreciate them more like I do.:cool2:
Those that can't sleep at night owing money.....then save your money and pay cash but with prices continuing to rise don't believe your actually saving money while you wait years to buy that machine to save your back and make life a bit more enjoyable.
Do what you want and makes you happy but leave us borrowers to our style of living and we'll wave at you when we drive by on our financed Kubotas as you walk or dig the ground with a shovel or wait to do the work in another year or two or 3 or nine.
One other reminder. Your local Kubota dealer doesn't own most of those new Kubotas. They are owned by Kubota unlike cars at car dealers. Usually new models are higher and the older model is still the same price with an occassional discount sent down from Kubota to the dealer if there are to many of the older models in Kubotas network, not the local dealers lot. Thinking a local dealer is going to do a distress deal.....well, it's not their decision. Dealer gets told the cost of the machine by Kubota and the dealer then gets to decide how much profit they are willing to take. All dealers get the same price from Kubota. Bigger or smaller dealers don't get them for more or less.
