They Say I'm 'Exceptional'.

[Diggin It]

When I've been called "exceptional" I did not take it as compliment

Glad you splained it to us.
For a moment I thought I had a competitor for the short bus....

I think they call that 'Special' or maybe 'Special Needs'.


I probably fit that too these days. I know a few members here think so.

 

[DerbyRunner]

Consider the source. You are only exceptional to the degree that you are a target for a lender to focus on.

 

[3Ts]

Now my credit score is like 770 with no debt and I've never been late on anything EVER. So how does it go down???

The whole system is based on being in debt and making the payments. Not really fair to those of us who save up and pay cash for most everything.

Had a friend of mine always paid cash. Never had a loan or CC. Then went to buy a car and decided to get it before he had all the cash so took out a loan. No credit history so loan rate was twice "normal". He was NOT happy.

I don't know if I'm exceptional or not, but some say I am out standing in my field.

That is my favorite thing to do also.

 

[k0ua]

I don't know if I'm exceptional or not, but some say I am out standing in my field.

Corn or Alfalfa?

 

[k0ua]

Corn, as in corny!

Got it! But I bet you don't have much corn planted yet in Michigan! :laughing:

 

[Doofy]

Glad you splained it to us.
For a moment I thought I had a competitor for the short bus....

I resemble that remark!

 

[Diggin It]

Corn or Alfalfa?

Corn, as in corny!

Kornier 'n Kornfield Kounty.

Heeee Hawwwww

 

[KennyG]

A few years ago I went to a Chevy dealer to buy a car for my daughter. They had a low interest financing deal so they had to check my credit. The salesman came back and said I could qualify for two of anything on the lot, including the Corvettes. I told him I would stick with the Cobalt because that was why my credit was good.

 

[shooterdon]

Like some here, I have no debt. Pay bills on time. No were near 800 on FICO but I have learned to live with my failure.

 

[Bird]

A few years ago I went to a Chevy dealer to buy a car for my daughter. They had a low interest financing deal so they had to check my credit. The salesman came back and said I could qualify for two of anything on the lot, including the Corvettes. I told him I would stick with the Cobalt because that was why my credit was good.

This reminds me of something that happened to us some years back. We were full time RVers living in a fifth-wheel travel trailer and were in Las Vegas when I noticed an RV dealer having a "sale" with free hot dogs and such, and there was a new 40' motorhome sitting out front that I thought we might like. So, after visiting with a salesman for awhile, we decided to take it for a test drive. And while doing so, I told that salesman that if I bought it, it would have to have the side view mirrors changed, one roof vent changed to a power exhaust fan, a good CB radio installed, etc. When we got back to the dealership, I was going to park it back out front, but the salesman told me to go on around to the service department. He got out and started telling the service writer to do all the things I'd said. I told him, "Wait a minute! I'll have to apply to finance part of the cost." He said, "Oh, I've already checked your credit and they're going to give you whatever you want." Sure took me by surprise.