... Next . . . in your search for brands and sizes . . I recommend NOT to consider distance to dealer as a priority. Dealers go out of business, switch brands or sell out all the time. If a dealer is 100 miles away or 3 miles away . . focus on finding GOOD dealers not close ones . . and backup ones too. Distance is something you can deal with . . quality and reliability is not.
. . . you desire input which is good . . But 100 responses with 6 sizes of tractors is not helping you even though readers are trying. ..
Seems shoppers are often so concerned with a dealer being the best around and the closest, as if they expect a lot of down-time for repairs, warranty issues, etc vs reliable use. You can only go so far with that. Being 'stuck with a dealer' has better options for going elsewhere than being 'stuck with a model' that doesn't perform satisfactorily.
IMO the biggest sacrifice one can make is wanting a CUT to mow as well as it works implements. This reminds me of on/off road motor bikes that are so so performers in either use. I mow ~2 1/2 ac with a 60" ZTR. No cab or AC, but if my mower needs service/repair the tractor can be kept busy. If the tractor goes on the fritz I don't have a shaggy lawn also waiting for me to get it going.
Backhoe is another thing we all want but may seldom use enough to justify hassling with sub-frame (of most BH-equipped CUTs) and also a mowing deck. (My 'mini' BH gets used so little I'd be $k's ahead to rent for the few tasks either tractor (w/SSQA) can do nearly as well. ...grubbing saplings, moving 1/4 ton rocks, etc)
This is meant as food for thought more than specific advice.
"What AxleHub, 'Pappy', and jeff9366 said", to be sure! :thumbsup::thumbsup::thumbsup:
btw, 'free financing' often means 'prepaid interest included' vs a 'cash price' that can be 6-10% less when totalled. Recommend CU financing for better rates, esp if borrowing against shares if possible and them then not caring what you buy with the $$.
IMO, buying used and putting some $$ down is far better than financing a showroom-new 'package' in the long run but YMMV as always. tog