Hi Jimmy - it's me, your neighbour.
I spent quite a bit of time looking into JD as well. I really like the 3xxx series. I think that a 3320 would be a perfect fit for you. The lift capacities at the 3PT and FEL with the CX are higher than my
L3400. Either the
L3400 or the JD 3320 would do you well.
The JD 3320 is ergonomically more comfortable and has more bells and whistles - like the eHydro vs. a plain mechanical hydrostat in the
L3400. I do like the greater capacities of the 3320/3520 series.
That said, you should probably compare the JD 3320 to the Kubota Grand L 3240.
All of the above mentioned tractors will do what you need them to do - no question about it. I would definately not skimp on MFWD. Additionally I would get the HST. A heck of a lot nicer doing loader work. I have not operated a JD power reverser but I hear they are good too. Really can't see myself getting a tractor without HST.
As to a 5103 - lots of bang for the buck. Like me, I don't think you really have a farming operation per se. I would find the 5103 to be too big in many places getting chores done. If your priorites were pulling a baler at some point - then sure. If not I think that you will have good value out of a JD 3320.
Oh yeah... like the others said. Give Javan at Mutton Power a call. He gave me a good quote on a 3520 a while back and freight was only $900 to my door. JD warranty is also North America wide. Whoever is the local dealer better negotiate.