Y'all's opinion on some truck choices

[rustyshakelford]

confused? that sounds like your tradeing one $700 payment for another?

(or you just essentially refinanced the same amount to a longer period of time which techincally is a lower monthly payment but you shure arnt saveing anything long run)

I've found a great deal on a used truck. Ill be coming out of pocket some but it'll be worth it to me. Pay off date will be close to the same but payment will be about half. That's good enough to me and its a long bed so there's room for my fuel tank. Just so happens I've wanted a ford since my 2011 ram was a lemon so I guess it's all come around

Brett

 

[two_bit_score]

I've found a great deal on a used truck. Ill be coming out of pocket some but it'll be worth it to me. Pay off date will be close to the same but payment will be about half. That's good enough to me and its a long bed so there's room for my fuel tank. Just so happens I've wanted a ford since my 2011 ram was a lemon so I guess it's all come around

Brett

Glad to hear it all worked out well for you!

 

[newbury]

It's just another internet rumor until we see pics.

 

[cockeyedMFer]

what would i do?

7.3 F450 basic cab chassis that someone has put a flatbed on. should be 5-8K depending on condition/miles.

take the other 10K and buy a nice daily driver car/cute ute

Great idea but keep in mind the difference between F350 and F450 6-8 mpg due to gearing. I almost did the same thing last year.

 

[dodge man]

I feel like I'm missing something. Your trading a 2012 Dodge for a 2012 Ford. How do you come out that much ahead? I can see that your Dodge is much lower mileage, but unless you are selling it private and have a buyer lined up for it, how do you come out ahead? Most car dealers aren't going to take a truck of higher value and sell you one of lower value and give you anywhere near whats its worth.

 

[coobie]

I feel like I'm missing something. Your trading a 2012 Dodge for a 2012 Ford. How do you come out that much ahead? I can see that your Dodge is much lower mileage, but unless you are selling it private and have a buyer lined up for it, how do you come out ahead? Most car dealers aren't going to take a truck of higher value and sell you one of lower value and give you anywhere near whats its worth.

I am pretty sure there is more to this story.coobie

 

[rustyshakelford]

I feel like I'm missing something. Your trading a 2012 Dodge for a 2012 Ford. How do you come out that much ahead? I can see that your Dodge is much lower mileage, but unless you are selling it private and have a buyer lined up for it, how do you come out ahead? Most car dealers aren't going to take a truck of higher value and sell you one of lower value and give you anywhere near whats its worth.

Dodge is a top of the line fully loaded, every bell and whistle. I don't owe nearly what it's auction value is. That's what they are concerned with. I've been in the woods since sat. Hopefully things will slow down later in the week and ill try to make it down to buy the ford soon. Apparently when you put miles on a 2011/2012, their value takes a big hit. I'd rather have a high mile new truck over a high mile old truck though.

Brett

 

[Piston]

A $710 a month nut is a big one...However, the trucks you listed ain't cheap either. Not only will the interest rate skyrocket (if you're financing) you'll have maintenance issues to deal with due to the mileage listed which could somewhat net-out the difference year over year (sometimes). If it were me, I'd just hurry up and pay it down and keep it since you stated that the payment isn't an issue. Peace of mind as far as reliability is worth something. If the note was killing you, my opinion would certainly change.

I just bought a 2013 GMC Sierra Denali figuring I won't have to feed it much except some digestible payments (put over 50% down) and I have the confidence of driving something new for a while. Didn't have to feed the 2011 GMC anything except 1 set of tires and oil changes in 3 years of ownership and 50k of miles.

BTW, I hate car payments too.

What I bought:

<img src="http://www.tractorbynet.com/forums/attachment.php?attachmentid=335478"/>

Tim,
That is a nice looking truck! Look me up in 3 years when your ready to trade this one in!


Unfortunately, I'm in a little bit of a truck situation as well. I really don't want a car payment but my 245k mile Ford Escape isn't going to last me forever. I REALLY want to buy a new T4.75 tractor but I'm worried as soon as I do, my Escape will die and ill need a truck. I certainly don't want a truck payment AND a tractor payment!

Good luck Rusty,
I personally would keep your truck but I understand "new" trucks are a great idea at the time but quickly lose that "honeymoon" stage of new truck ownership.

 

[rustyshakelford]

Tim,
That is a nice looking truck! Look me up in 3 years when your ready to trade this one in!


Unfortunately, I'm in a little bit of a truck situation as well. I really don't want a car payment but my 245k mile Ford Escape isn't going to last me forever. I REALLY want to buy a new T4.75 tractor but I'm worried as soon as I do, my Escape will die and ill need a truck. I certainly don't want a truck payment AND a tractor payment!

Good luck Rusty,
I personally would keep your truck but I understand "new" trucks are a great idea at the time but quickly lose that "honeymoon" stage of new truck ownership.

I'm driving my wife nuts with the truck talk. After milling it over and having a deal worked for a great truck I think I have just about talked myself in to keeping what I have until a screaming deal comes along. I have become very fond of blue tooth and all the bells and whistles and I have the truck set up like I want. It would cost me 2-3k to get another one like I have this and that would just be wasted. Instead ill pick up a beater to get me to and from work 10 days a month and be done with it.

Brett

 

[timswi]

Tim,
That is a nice looking truck! Look me up in 3 years when your ready to trade this one in!


Unfortunately, I'm in a little bit of a truck situation as well. I really don't want a car payment but my 245k mile Ford Escape isn't going to last me forever. I REALLY want to buy a new T4.75 tractor but I'm worried as soon as I do, my Escape will die and ill need a truck. I certainly don't want a truck payment AND a tractor payment!

Good luck Rusty,
I personally would keep your truck but I understand "new" trucks are a great idea at the time but quickly lose that "honeymoon" stage of new truck ownership.

I agree with you Piston...245k on an Escape is pushing borrowed time unfortunately...Your results hopefully will differ. I used to run all of my GM trucks to 200k--at that point I started to get squeamish even though they ran fine..Sadly the used truck market is still smoking hot. My 2011 is on the lot for 27K...That's heavy even though it was a 44k stickered truck when new, paid 36k after incentives and they gave me a small fortune for my 2004 GMC with 100k.

Used 2011 GMC Sierra 1500 For Sale | Wexford PA