David, I am sorry to learn your appraisal came back too low for you to complete your project. I recently learned what it is like to experience a loss of property values. Back in 2002 my 2 bedroom 900 square foot house was appraised at $140,000. After putting $120,000 into materials (using mostly sweat equity for labor) expanding to 2400 square feet and remodeling the interior of the original house. I just had to have a new appraisal done to refinance...and that one came back $190,000. Probably saved at least $40,000 in labor costs by doing it myself, meaning I sunk $160 grand into the house to get back less than a third of it....:laughing:
Got as warm as 55 degrees here yesterday, my brother was here for a while and we sat on the deck and talked about his kids. Know what he said? "If global warming means we get Michigan winters like this I am all for it...."
Enjoy the weekend everybody.