Get the BX1860 and the implements you need now for the difference in money at the 0% interest for all of it. Get a , MMM, FEL, boxblade and RatchetRake. Have (pay) someone with a post hole digger to come dig all your fence posts or buy a PHD for a SCUT and plan to use it for planting trees and shrubs and other plants over the years. Or buy it, dig your posts and then sell it. I bought almost 60 trees one year from Lowe's at clearance so I bought a PHD for that and have already gotten rid of it, but it was great for my need at the time. PHD's don't require great PTO HP.
Totally forgot about planting trees, yeah I'll use the PHD for that. Probably will look for a used one on craigslist or something.
Which kind of blade should I be looking for, is the boxblade the best for my needs? we don't get much snow so I am not too concerned about that.
--Carlos