I agree with your logic. How much more should this repair have cost in your professional opinion? Here is the invoice from the article.
The estimate is interesting. In 35 years, I rarely saw an insurance pay 20 hours to repair a panel.
I am not saying it isn't worth it. It is. Getting those body lines right, is time consuming. We usually make more money fixing panels than replacing them, but if you can't get the money out of the insurance company to do it, you replace it.
Just like when you reach a certain point, you total the car out, because the damage exceeds the value of the car, when you reach a certain point, you junk the panel, and replace it.
Especially considering, that it is a new truck, I would have written to replace the panel, and would have had no trouble getting that approved by an insurance company. I also would have had no problem getting paid to blend the color on the rear door of the cab. To insure there would be no chance of there being a difference in color. Especially with a bright metalic like this, no matter how close you get the color, even if you use the same can of paint you used to paint it in the first place, there is always a chance, you can see some difference in the sun, on some strange angle. They left that off their estimate.
I still don't know how this is constructed. And, I don't know, if the new panel can be glued on, or it has to be welded. I suspect it can be glued. But, that all could effect my judgement, about whether I could repair, or replace it.
If it was my truck, I would probably repair the panel, to save the cost of the part. But, like I said it is tough getting those lines right.
Not having access to my estimating computer anymore, and not knowing what the labor to change the panel is, or the part price, I can't get anymore specific than that.
The insurance companies will no doubt fight paying higher labor rates for working on these, due to the aluminum construction. They will probably try to force their direct repair shops to do them for the same rate as steel. When they get you to were most of the work in your shop is from them, they have you over a barrel. So, it will be interesting to see how that works out.
$60 per hour would be nice, but no one here gets that for labor right now. I believe everyone is still in the $40's.
They did pay higher labor rates for the all aluminum cars. But, that's mostly because there are only a small number of places that do them.