Medical costs

   / Medical costs #141  
Am I my brother's keeper?

I think we've lost our way and become a less kinder, gentler society. Health care isn't something like a nice new car, or a big ole house or even going out for dinner at a fancy restaurant every night, that would thoroughly tick me off if i was paying for someone else.

I dont understand how this country has gone from co-operative society my parents talked of, where people help each other and great things are done for everyone at a a cost to everyone. It seems we've been convinced that if i have to pay for something, that someone else might benefit from, that it's a commie/socialist plot, therefore evil.

I think you hit upon exactly the mindset that cqaigy2 was talking about.

How are those in our society with little to nothing supposed to "step up and start providing"? The system has failed them, and a mindset like the one you express only serves to kick them when they are down. Is that Christian? Is that what Jesus taught? "Blessed are the Americans because they take care of me and mine". I don't seem to remember that passage.

As a first responder, I've seen it up close and personal. The problem is that the "takers" don't have access to affordable health insurance other than medicaid. Many use the ER as their primary physician. Law enforcement are quick to "turf" someone drunk and homeless to the ER, rather than take them in and do the paperwork. Are we supposed to let these people just die in the streets?

How busy of a station do you work for? What's your typical demographics. What you are saying doesn't make sense unless you're a volunteer and doing it for a hobby or at an upscale suburban career Dept that doesn't respond to low income/system abusers. It's hard to have access to nice benefits that cost money when you don't work willingly. Cruise any low income apartment complex at 11 am - 3pm and those places are filled with abled bodied men of working age. They get a government check and do nothing to earn it. They get on government insurance, government housing, food for free, subsidized utilities and even a phone. This is across the board of races. Not isolating anyone. Turds are turds.

When faced with getting up for work and going to your job vs sitting at home in pjs collecting a check what do you think some will do? Now we're supposed to feel bad for them because they don't get what I earn for my family by having two jobs and a side company? Not buying it

Brett
 
   / Medical costs #142  
Didn't read all the post. My wife is short of Medicare age so she needs sign up for heath insurance. She got a quote today $1550/month $2500 deductible. In other words, since she is generally healthy, she will pay $21000 per year and gets zero from the insurance because she will hardly make the deductible.
Makes me wonder how people with normal income pay for health?

My pastor's insurance premiums are over $1300 per month with a $7500 deductible for he and his wife. I know first hand how expensive individual policies are.
 
   / Medical costs #144  
What I said is very clear and direct. Don稚 try to project your liberal BS on to me.
I guess it's not clear to me and don't label me with your BS. What did you mean by, "Dont take this as a personal insult but its the ABUSE, stupid.

That逞エ what people object to."

Were you just having a rant or did you have something else to say. Nobody wants abuse.
 
   / Medical costs #145  
Health insurance first came about to help with major catastrophic events, for example, an accident, cancer, major surgery, etc. Like automobile insurance does for our car. Somewhere along the way, it has become expected that health insurance covers all medical needs. We don't expect our auto insurance to buy gas, tires, oil changes, or other normal maintenance items. Why expect our health insurance to pay for routine visits, medications, etc? We do need to be responsible for our needs.
 
   / Medical costs #146  
Somewhere along the way, it has become expected that health insurance covers all medical needs.

Because it is cheaper in the long run to fund preventative care, rather than deal with a catastrophic illness. It's the insurance companies who came up with that. Don't like it? Don't go for checkups.

Jeezy peets, folks. It's the price we pay to live in a civilized society. You don't get to choose which war your taxes fund, and you don't get to choose who is covered by insurance and who isn't.
 
   / Medical costs #147  
An interesting footnote regarding Insurance in the early days...

Kaiser was a heavy industrial company building ships, cars, mining, etc...

A little division started to offer Health Insurance to Kaiser workers during the War Effort... wages were generally frozen but Kaiser needed workers and offering a Health Plan was an incentive to work for Kaiser.

Today, that small little division is huge... don't know how many ships or cars Kaiser builds today but it's share of Health Care is immense in some markets...
 
   / Medical costs #148  
...........A little division started to offer Health Insurance to Kaiser workers during the War Effort... wages were generally frozen but Kaiser needed workers and offering a Health Plan was an incentive to work for Kaiser..............
This is a key point. The US got into employer supplied health care as a work around wage freezes during /after WWII. It seemed like a good idea, but it has morphed into the crisis of health care cost that we face today. Other countries' health care systems evolved in different ways because they did not go the employer as insurer route.
 
   / Medical costs #149  
This tread started about high medical costs, not about health insurance. Two different topics thats getting intertwined.

But since insurance costs has been brought in,
If medical costs werent outrageous, we wouldnt need insurance, or insurance would be much cheaper.

Also, health insurance should be available from anyone, just like car insurance. Shouldnt be tied to an employer.
The biggest obstacle is pre existing conditions. I cant get car insurance on a wrecked car and expect them to make it new, but we expect it wirh our health.
 
   / Medical costs #150  
Because it is cheaper in the long run to fund preventative care, rather than deal with a catastrophic illness. It's the insurance companies who came up with that. Don't like it? Don't go for checkups.

Jeezy peets, folks. It's the price we pay to live in a civilized society. You don't get to choose which war your taxes fund, and you don't get to choose who is covered by insurance and who isn't.

I don't ever remember reading in the constitution about guaranteed healthcare.
 

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