That's why I carry insurance. We will be doing some work at my parent's church next year. It's only 1/4 mile from their house (my grandfather sold them the land) but I told my mother that I would be bringing my tractor down because I have insurance.Brings up another interesting question.
Who would have paid the medical expenses if ... ?
Also because I will have a grapple by then, and we also are going to be cleaning up the property.