Let me clarify a point. The break down is neither operator error or simple wear and tear. It just happened, and would happen to anyone. No one is at fault. Think of something like a hose blowing or sheer pin breaking, etc. But bigger.
So this did happen to me this last Saturday. The tractor catastrophically broke down while mowing brush for my neighbor. It broke in a way that the tractor cannot move on its own. The repair is simple and will cost about $250 for the broken part.
My neighbor immediately told me that he was very sorry and would cover the cost of repair, and assist me in repairing it. Should only take about 30 minutes when the new part comes in. I suggested option 2, since its my tractor. We agreed to split it. I am just curious about your opinions. This whole thing is resolved.
The break is nothing anyone could have foreseen.