Corona Virus #7

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   / Corona Virus #7 #461  
Needless to say our was a bit more than that. Well a lot more. But we came here in 2002. Had to move here for the new job in Harrison Ar. at the time and so the wife could still travel to her job at the time in Springfield, Mo. Through the diligence of the wife, we managed to pay off the 30 year loan in 18. Glad to see it gone.

Nice!

After we paid off our first home in about 4.5 years by making double payments, we bought 20 acres. We did a blanket mortgage combining the value of the land with the value of the house. Since the value of the house was more than 20% of the value of the blanket mortgage, we didn't need a down payment. Payed that off in 5 years as well. Then we bought our current house. We did another blanket mortgage with the combined value of the new house with the existing house. Again, since the existing house was worth more than 20% of the blanket mortgage, we didn't need any down payment on that either. We were on track to pay this house off in 5 years as well, when my father passed away. He was gracious enough to leave my siblings and me a nice sum, so we payed off this house in 3 years instead of 5, and bought a used van to haul our growing family around in. Anyhow, we are now in our 5 year house going on 24 years! :rolleyes: It's been paid off since about 1997. Wife and I are very frugal. It gives good peace of mind on at least the financial front in times like this. Still have to worry about toilet paper, though, just like everyone else. ;)
 
   / Corona Virus #7 #462  
How do you think the cat's feel about it, entertaining you all day....:)

The Cat's are like "why are my humans in my house ALL day?" It has to be confusing for them.
 
   / Corona Virus #7 #463  
The Cat's are like "why are my humans in my house ALL day?" It has to be confusing for them.

True.....LOL
 
   / Corona Virus #7 #464  
How do you think the cat's feel about it, entertaining you all day....:)

Oh, they learn on their own schedule, not mine! :laughing:

I work with them about 3-4 minutes, maybe twice a day.

I did this with our first cat back in the 80's. Raised him from a kitten with a Cairn Terrier (like Toto) to think he was a dog. He could do a lot of tricks and walked on a leash. Not fast like a dog, though. Slow, but well behaved. Funny to walk him into a Vet's office on a leash with the Cairn. They'd both hop up on chairs. All the dogs would be barking at the cat and the cat would be looking around like "Hey guys! What's up?" :laughing:

I trained another cat a couple years ago to sit, shake, high 5, sit up, speak and fetch. I was working on roll--over with him. Unfortunately, the poor little guy developed congestive heart failure after some emergency urinary tract surgery and we had to put him down. He was only 2. :(

So, current cats are almost 2 years old now and learning. :)
 
   / Corona Virus #7 #465  
A little virus humor distraction...

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   / Corona Virus #7 #466  
I have 2 barn cats they sleep on my tractors in the barn and my wife has 1 indoor cat that sleeps in bed with us 3/4 of the bed for them 1/4 of the bed for me.........
 
   / Corona Virus #7 #468  
Oh, they learn on their own schedule, not mine! :laughing:

I work with them about 3-4 minutes, maybe twice a day.

I did this with our first cat back in the 80's. Raised him from a kitten with a Cairn Terrier (like Toto) to think he was a dog. He could do a lot of tricks and walked on a leash. Not fast like a dog, though. Slow, but well behaved. Funny to walk him into a Vet's office on a leash with the Cairn. They'd both hop up on chairs. All the dogs would be barking at the cat and the cat would be looking around like "Hey guys! What's up?" :laughing:

I trained another cat a couple years ago to sit, shake, high 5, sit up, speak and fetch. I was working on roll--over with him. Unfortunately, the poor little guy developed congestive heart failure after some emergency urinary tract surgery and we had to put him down. He was only 2. :(

So, current cats are almost 2 years old now and learning. :)

We had one that you could play fetch with. She would fetch her "mouse" and drop it at your feet, and that was how you knew she wanted to play. You could throw it over and over and she would bring it back until she was tired and she would just stop. I guess it is more like she "trained" us.
 
   / Corona Virus #7 #469  
My cat just asked me if I want the radio left on while he goes out.
******* cat thinks he's funny...!
 
   / Corona Virus #7 #470  
It's a good feeling. My wife and my first house cost a whopping $20K. We had to borrow (gasp!) $18K. This was 1985. We paid 3 points to get the rate down to 12.5%!!! We were so worried because the monthly payments were going to be $256. That included escrow for taxes and insurance. :laughing:
Similar, 1983. $15k 9.6% variable, became 11.5%. We spent the one thousand dollars it had taken us a year to save, on sweat-equity renovation that qualified the house for an FHA loan.

That first house was a duplex. Rent covered all our housing expense so with zero housing cost we started savings and then investment. Retired at 54. Recommended.
 
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