West Coast Smoke, UGH!

   / West Coast Smoke, UGH! #293  
Yikes! That's bad. Wishing rain and fair weather your way.
Thanks.
It's been a very strange year.
There are lots of grapes near my orchard. I think if they weren't picked before this smoke, and ash raining down, the grapes are now unmarketable.

Ash on the deck yesterday.
20200928_164858rAshOnDeck.jpg

We are lucky, in addition to the ranch (orchard), our primary home is 100 miles east of there. After dinner last night we retreated to home to get away from the choking bad air. It's nice here at home today. I particularly worry about the farm workers in the vineyards over there, they work regardless.
 
   / West Coast Smoke, UGH! #294  
My philosophy. If you cannot afford to replace an item today, it should be insured.

Or as Grandpa said, "The right amount of Insurance makes the unbearable bearable"

To keep it affordable I now have a 7500 deductible.
 
   / West Coast Smoke, UGH! #297  
That's the way to keep car insurance cost down, too. You need the insurance for disaster protection, not to repaint a door ding.

I agree.
 
   / West Coast Smoke, UGH! #298  
That's the way to keep car insurance cost down, too. You need the insurance for disaster protection, not to repaint a door ding.

Once our cars get down to about $10-12K in value, I cancel full coverage and only carry liability.
 
   / West Coast Smoke, UGH! #299  
Once our cars get down to about $10-12K in value, I cancel full coverage and only carry liability.

So if you total it the next day, didn't you buy insurance all that time for nothing? I guess if you can replace it at that time with minimal financial burden that's a good plan.
 
   / West Coast Smoke, UGH!
  • Thread Starter
#300  
Once our cars get down to about $10-12K in value, I cancel full coverage and only carry liability.
I just keep the deductible real high in the first place.
 

Tractor & Equipment Auctions

2011 GMC SIERRA 2500 (A52472)
2011 GMC SIERRA...
2023 JOHN DEERE 7R210 LOT NUMBER 95 (A53084)
2023 JOHN DEERE...
Quick Attach Skid Steer Plate (A51573)
Quick Attach Skid...
(1) HD 24ft Free Standing Corral Panel (A51573)
(1) HD 24ft Free...
2006 International 4300 Water Tanker Truck (A52384)
2006 International...
GALAXY - SET OF 19.5L-24 INDUSTRIAL R4 TIRES (50% TREAD) (A53472)
GALAXY - SET OF...
 
Top