LOL!!
You dismiss Starlink as not being a game changer because of your (apparent) angst about Earth's orbital environment and then go on and offer a bunch of reasons why Starlink is, indeed, a game changer.
"Thing is, you're stuck with what's available where you live."
Exactly. Starlink provides high quality, very fast, unlimited data volume ISP capability anywhere on the globe, including all those places where other types of ISPs (cable, DSL/phone, fiber, LTE, etc) are not available.
"Pricey too."
How many other ISPs of any infrastructure/medium offer a $99/mo plan with unlimited data volume and 120-250 Mb/s speed? I'll wait while you compile that monstrously large list (/sarcasm) showing how expensive Starlink is compared to others.
Your worries (founded or not) about satellite congestion are irrelevant to the fact that Starlink is an amazing offering for people who have not had good Internet access previously. Your dislike for the company doesn't change the facts of the situation.