The trailer has a registered capacity of 10,400# (shipping weight of 1,540#)vs. my truck's maximum tow capacity of 9,000#. This puts me at a small amount of risk should I get stopped, but the trailer does not present itself as a huge trailer. It really looks like a 7,000# trailer in nearly every regard except for 6 lugs vs. 5 lugs on the wheels and the sticker on the side.
Regarding the WD hitch, it is required by ford (according to the literature that came with my truck as well as current towing recommendations on their web site) to increase my towing capacity beyond 6,000#. Whether it is "necessary" or not, it is the safest way to maximize my towing capacity as required by the manufacturer.
I am not a commercial user and only see myself crossing state lines with my trailer in tow once every 3 years, if that.
Regarding the weight rating vs. price, I'll put it this way: I could have SPECIAL ORDERED a 7,000# 20' long trailer from Dealer A for $2,550. As it is, I BOUGHT a 10,000# 20' long trailer from Dealer B for $2,600.
Under this scenario, I paid NOTHING (well, $50) to get heavier brakes and axles if everything else stays equal. In my opinion, that equates to a safer trailer since my anticipated load stays the same...
Load A: my tractor and implements for a max of 4,000#
Load B: yard waste
Load C: sand, gravel, stone, or mulch...2 CY of sand/gravel is max 8,000#...2 pallats of stone is 6,000#.
Under any scenario, I was starting to tax a 7,000# trailer or taking twice as many trips.
Early in this thread, a 20' trailer was recommended to me over a 16' trailer. After putting my tractor on the rig for the first time this weekend, I agree. I would have been fairly limited by a 16' trailer...especially a dovetail...after the tractor with FEL and BH, box blade, and PHD are thrown on there.
All that said, I think I arrived at the only decision available to me to maximize cost, length, and safety. I bought two over-center binders and two 16' long Class 70 chains for starters. I'll probably get two more chains and two ratchet binders for my implements and call it a day. I'm mounting several 11,000# loops to the web of the side rail in the next few weeks and building stakesides somewhere in between.
The other bummer is I need to get a few more links in my safety chains, so I'm looking at a few options to ensure the weight rating is conformed with.