Michael3b,
I had the same problem. Your mower deck is not set up 100% correctly. You will need to make some side to side or front to back adjustments. I would have done it myself, but had the dealer do it instead as the tractor should have been delivered with the deck set up properly from the get go.
Note that I never take the mower deck off with the loader on. This would be too much weight over the mower deck IMO. I have used the loader, however, with the mmm still on. With it locked in its highest position, it is out of the way. Pinning it up is the way to go if you're going to do this. Otherwise, you put too much pressure on the height adjustment mechanism - which could lead to it wearing out prematurely.
What a great machine! It mows really well. The loader is strong, and fast. I can now spread fertilizer and seed over my two acres of hilly lawn without killing myself. All this in a package that is only slightly bigger than my previous garden tractor. I could have gone with a BX which would have sufficed for my purposes, but for only slightly more money, I got a stronger package, folding rops (which is a big deal for me so that I can mow under my trees), transmission rad, three speeds etc. etc. Can you tell that I'm starting to get sick of our Canadian winter, and am longing for spring so that I can get back out there?