I can't count the number of tractor trailers that I had to do road service on because they were froze up and they were driving down the highway when it happened. Was running fine when they left the truck stop at Keysers Ridge, Md., but it froze up while moving.......you have yet to explain it.
But let me assure you, only 'wind chill' is going to cause that.
We have probably ALL changed out fuel filters on equipment or trucks under the conditions you just described, but here's the rub:
If you got called out on the highway because a truck was stalled and you arrived to find it jelled up and then you swapped out the filters, how far down the road is that truck going to get before it jells up again?
You haven't magically raised the ambient temperature, nor have you lessened any wind effect due to road speed by swapping out a filter.
In other words, in any situation where you have ever "fixed" a truck out on the road by swapping out some filters, what has your filter swapping accomplished as far as doing anything to deal with the actual ambient temperature and the "wind effect" of the vehicle reaching road speed?
If it really was "wind chill", your newly installed filters would also jell up soon after hitting the road again. Not only that, but each and every other truck on the road would be pulled over experiencing the same issues. They'd be fine idling or at low road speeds, and then they'd all quit once they got up to road speed....if it were the "wind chill" that was causing it.
The trucks you described jelled up once out on the road because the engines take more fuel running down the highway than they do sitting at the truck stop.
It's really pretty simple experiment to find out at what temperature diesel fuel jells. You can put some fuel in a small container and expose it to lower and lower temps until you observe the phenomenon taking place. Then you can expose that same fuel sample to "wind" by setting it on the hood of your vehicle and driving down the road. It will not jell at a higher temperature than it did before, and the "wind" will not make the actual temperature lower than it actually is. It's an even simpler experiment to attach, (or to look at a factory-installed), thermometer in your vehicle. If you glance at it as you're backing out of your driveway and it says the temperature outside is "X", then does that reading change once you hit 60 mph? It doesn't. On modern vehicles with computers and ECMs, why don't the manufacturers tie the vehicle speed sensor output in with the thermometer output and display the "wind chill" reading on the handy dashboard display? Why don't the trucks you're describing have a warning lamp that says to decrease the road speed because it's approaching the dreaded "wind chill" plateau that's going to make the fuel jell? It would be easy to do so, but they don't because it's irrelevant information.
"Imaginary temperatures" arrived at by using "wind chill" charts and factors don't freeze water, they don't jell fuel, etc.
Actual temperatures do result in those things occurring.