Broke front hub

[aarolar]

Boat = Bring On Another Thousand.

I can attest to that

 

[5030]

On my Kubota B2620, I broke the left front hub. I don't know what exactly caused the failure but nothing a thousand dollars can't fix.
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Michigan insurance is so expensive (I know you know) that I carry a 1000 deductible on my equipment (my tractors are a tad bigger than yours....). I caught a door glass on the edge of the barn door and shattered it (kubota has one piece curved door glass). $900 for a new door glass... I bought it. If I had a sane deductible on my farm policy, I would not be able to insure everything.... In Michigan, the insurance poor state.

 

[GPintheMitten]

Oh yah your tractors are a tad bigger. I wouldn't insure my tractor. It would cost too much. But a full loss on mine vs yours is a BIG difference.

 

[GPintheMitten]

I had a great time on my sailboat and miss sailing but I don't miss the $$$$.

 

[Pipestone Kid]

Definition of Boat--"A hole in the water surrounded by wood in which you throw money"

 

[GPintheMitten]

JerrK, Vanderbilt, heh? I did some computer work for the folks at Pigeon River Country State Forest office as well as many other State Forest offices before I retired.

 

[5030]

Oh yah your tractors are a tad bigger. I wouldn't insure my tractor. It would cost too much. But a full loss on mine vs yours is a BIG difference.

Actually, the insurance of the tractors and implements is pretty cheap, maybe a couple hundred a year at most. It's the cars and the truck and the houses and the motorcycles that cost. I have Hastings Mutual btw.

Tractors, hay and tillage equipment are acv insured. I think the value is around 300 grand total. It's the deductible that hurts. I have to carry insurance, one, it's a business, 2, I drive on public roads with my equipment and 3, I have at least one implement that is financed, in that case a new NH net/twine computer round baler. I rotate equipment on a 3 year basis (except for the tractors. I have 2 good ones now, both are keepers, both are pre-tier 4.

No wind boat here. Motorcycles instead. MOTORCYCLES as in plural.

In Michigan under RTF, unlike a normal policy, your insurer cannot cancel you for multiple claims in a 3 year time frame. With a normal policy, an insurer can cancel you for 3 claims in a 3 year period.

 

[GManBart]

So you had plenty. Just wondering out loud. Why you spose it happened?

That depends. The loaded tires don't take weight off the front axle, and some blades really aren't light enough to provide proper counter-weight.

 

[square1]

Sorry man, and just before snowageedon hit, makes it even worse Oh well, I'll be thinking about your sitting while I'm out getting seat time clearing the drive. FWIW, I snapped the left front on mine but can't remember exactly when that was, the pain dulls with time

 

[JerryK]

JerrK, Vanderbilt, heh? I did some computer work for the folks at Pigeon River Country State Forest office as well as many other State Forest offices before I retired.

I'm actually west of Vandy up in the Watson Hills... out in the woods.... Used to live downstate... now I just visit.. Until I can't stomach the commotion any more and have to beat feet back up to God's Country.

 

[Tractor Seabee]

I was in 4wd, on lightly snowed and wet gravel and some mud.

I'm not sure what failed first. I'm having the local dealer fix it. Probably about $300 to 400 labor. I would rather them fix it.

Do you have KTAC insurance? This is the type of things the insure and fix. Wouldn't be w/o it after the paid a $8K damage bill.

Ron

 

[orezok]

Doo Doo occurs! :thumbdown:

 

[GPintheMitten]

No I don't have KTAC. I bought it used but should have signed up.

 

[rd_macgregor]

BTDT (my bad summer!):
Aug 2014:


Oct 2014:


Both were back in the woods and required doing the repair in situ...carrying heavy tools and parts, since we couldn't drive right to the site. The October damage also involved breaking off the end of the steering hydraulic cylinder and bending the stabilizer arm a bit.
Thankfully, I made it through 2015 without doing any more damage.

 

[GPintheMitten]

I got my tractor back. The guys were out of the shop for about a week for service training. Wallet is lighter but tractor works great.

 

[varmint]

Good to see you are whole again (except for the bucks). The boat references reminded me of this: The two happiest days of a man's life are 1. The day he buys his boat 2. The day he sells it.

 

[dickfoster]

Ain't nothing worse than a Boat, unless its a Airplane.

No truer words.

 

[rd_macgregor]

No truer words.

Horses??

 

[dickfoster]

You could probably support a herd of horses for what one airplane costs to own and operate. You have all sorts of gubberment interference to deal with on top of it all and that is always good to at least double if not triple what something costs. Even simple things like spark plugs cost something like a hundred dollars each and there are two per jug. A new Cessna 172, about the most basic single engine putt putt airplane you can buy, will sit you back about 300K just to start with. I used to fly when I worked for Cessna but when it quit being free, I quit flying.

 

[GPintheMitten]

I think it would be really fun to have a plane and fly but I know I could never afford it. Besides, when my tractor or truck break, I'm only a foot or two above the ground.