Fordman1981
Platinum Member
The search is over. Very conveniently took care of most everything electronically and total time in dealership 30-45 minutes. Learned that can refinance loan anytime after first payment is made. Have already found option to get a full point or more lower rate. Thanks to all who contributed comments and tips during this process. This truly is a great forum and great group of members.
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I was listening to a Clark Howard podcast today I'm a few weeks behind so it was a 2/26 episode. He mentioned that if you refi a car loan within 30 days of them checking your credit for the original loan that you wouldn't take a hit on your credit. Just thought it might help you out.