I have LTC (Long Term Care) insurance, so if I hit a bump in the road I can get care for three years. If the bump is a huge pothole, I have time to consider options. Assisted living homes are not terrible if you find a good one. My mom has been in one for 10 years.and she likes it. BTW, a great place for a man alone as the ratio is 5:1...LOL
I also have a do not resuscitate clause in my will. I will not exist as a vegetable.
To the OP....you seem depressed so be careful of that. It will affect you negatively and hasten your deterioration. I was serious in my first post about staying active and not thinking like an old person.
Like others here, I am in my little slice of heaven, even if it is only 20 acres in the middle of nowhere. I love it and do not want to leave unless I have to. I am in my late 60's and buying a new tractor that will last my lifetime. If I had low expectations, I would get a used machine...but like to "think young". My fiancé and I have talked about things. Might be able to stay here for another 10-15 years so why buy a machine that will last 25-30???
If you do not expect much from the things in life, (job, marriage, kids, friends, etc etc) you have a tendency to not get much. Health is like that too. If you smoke or chew, stop. If you drink to excess, tone it down. If you do drugs, stop. If it hurts to do something, push yourself a bit. I wind up working with pain a lot...but I work. My bottle of Naproxen has a 2016 expiry date and is half full.
Your attitude will affect you.