Have a timber land in the Cascades.
AWESOME!
But I just 'finished' it (as in this pic).

2) OK understand - can kill the panel with one motion. Not sure I want that. It might confuse me someday that if the 30A are off the other ones are off too.
3) Pretty sure the panel neutral IS floating. It's sitting on plastic.
4) Ground rod: S219 and another says it's not req'd. Do you think it's necessary?
Hows my pic look?
All tested, buttoned up and ready to go. Only problem I have no 3/8" steel to weld here at home. And no stick-welding rod either!